Cheapest Cars To Insure For 17-year-olds 2023

In this era of inflation, neither buying a car is easy nor running it easy. Because nowadays cars are costly and in the united states the 17 years old drivers have to pay the highest premiums to insure their cars. But there are plenty of other cars that are the cheapest and can easily be insured for teenagers. If you are 17 years old and want to buy the cheapest car, you should buy the right kind of car. So that you have to pay a lower amount of premiums. Keep reading to find out the cheapest cars to insure for 17-year-olds.

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Cheapest Cars To Insure For 17-Year-Olds

As a teenager, you must have complete knowledge about car insurance and all types of cars. Because complete information helps you to make the right decision while buying a car, which has lower premiums. And also the right decision saves a large amount of money by paying lower premiums.

According to USNews analysis, State Farm and Geico constantly provide inexpensive car insurance policies for 17 years olds and new drivers.

What Is Car Insurance?

Car insurance is a type of auto insurance and its main purpose is to protect against financial loss if any unforeseen accident happens to the insured car.

It is specifically designed to cover the loss or damage of the insured vehicle. For example, if you recently buy a new car, you must take care of it and try to protect the investments. One of the easy ways to protect your investments is by buying auto insurance.

Auto insurance can protect your vehicle against vandalism, stolen cases any damage or loss due to natural disasters.

If any mishappening occurs to your car, you don’t need to pay from your out-of-pocket. Instead, your insurance company will provide coverage to cover damage or loss of your vehicle.

According to Insurance Information Institute, auto insurance offer coverage for liability, property, and medical expenses in case any theft or accident takes place on your vehicle.

In the united states, basic auto insurance is mandated by everyone. The customers have to pay premiums, and in exchange for these premiums, the insurance company will cover all the losses defined in the policy.

Cheapest Cars To Insure For 17-Year-Olds

Typically insuring a car for 17-year-olds does not cheap. Some drivers buy car insurance with the highest premiums for the first year.

Therefore, teenagers should buy cars with low insurance rates. Because no claims bonuses can make car insurance cheapest for the teenagers.

Not all cars are expensive, some other cars are inexpensive and can easily be insured for 17 years olds.

Typically Toyota Aygo is considered the cheapest car to insure. But here I have listed the 10 best and cheapest cars to insure for teenagers with their approximate annual premiums.

Ford Fusion

Each car has different insurance depending on the type of model and trim level of the vehicle. Ford Fusion is a medium-sized car. It was explicitly manufactured by Ford Motor Company.

As per the research of insurance.com, the annual mean cost of Ford Fusion car insurance is $1,695 and the average cost of Ford Fusion car insurance is $141 per month. The insurance rates depend upon different factors like driving history and location.

Mazda MX-5 Miata

Mazda MX-5 Miata is a lightweight car. It supports two passengers and is manufactured by Mazda. According to insurance, the average cost for Mazda MX-5 Miata car insurance is $1,630 annually.

Whereas the monthly car insurance cost for Mazda MX-5 Miata is approximately $136. The estimated average cost for collision coverage is $714 annually.

The average cost for medical and liability insurance is $484. The other comprehensive costs will be $432.

Subaru Outback

The Subaru Outback is an automobile it was first manufactured by Subaru automaker in japan. It has two different vehicles. Subaru Outback is the most affordable auto insurance.

The average cost for Subaru Outback car insurance is $1,121. If the model of the Subaru Outback car is average, the insurance for the car will also be average. Different insurers charge different amounts of car insurance.

Volkswagen Golf GTI

Volkswagen Golf GTI is a c-segment family car. It was manufactured by Volkswagen in Germany. The average cost for Volkswagen Golf GTI is $1,666 per year.

The monthly cost for insurance on Volkswagen Golf GTI is $139. The national average cost for Volkswagen Golf GTI is $1,685.

Mini Countryman

Mini Countryman is the first car which is launched by BMW in Japan. It is also called a Mini crossover. The average car insurance for Mini Countryman is $1,292 annually.

USAA is one of the cheapest insurance companies that provide insurance for $1,022 annually. Allstate provides car insurance for Mini Countryman for a cost of $842 or less than it.

Honda Accord

Honda Accord manufactured in China and Japan since 1976. It is also known as Honda Inspire. In the United States, Honda Accord is considered one of the best-selling cars because it has four-door sedan variants.

If you are looking to buy Honda Accord car insurance, you should buy it from your nearby insurance company.

The other thing you need to do is make a comparison between the rates of different insurers. Because different insurers provide different rates depending on the model and year of the car.

The annual mean Honda Accord car insurance is $1,234. This value varies depending on the type of car, mostly it is 193 dollars lower than the mean value.

Different car insurance companies provide variable rates for insuring the Honda Accord cars. Therefore, you should shop around.

Toyota Sienna

Toyota Sienna is manufactured and sold in North America. It is typically a minivan and is named based on the Italian city of Siena.

According to USNews data, so many concessions are conducted for 2023 Toyota Siena to know the performance of their engine and cargo.

The average insurance cost for Toyota Siena is $1,126 annually. This cost will be 301 dollars less than for all car types. The cost to insure a Toyota Siena varies depending on the insurance company you select.

So, before buying insurance for Toyota Siena, you should compare different insurance quotes from several different insurance companies. This step will assist you in choosing the exact and secure deal.

Honda Odyssey

Honda Odyssey is made and sold by an automaker called Honda since 1994 in japan. It is considered a minivan in North America.

Honda Odyssey has several different features like a great performance, comfy and extensive cabins, a mollycoddling tour, and lots of other features. Honda Odyssey provides a worthwhile journey because it is extraordinarily versatile.

The average cost to insure a Honda Odyssey is $1,068 annually. This cost is $359 is lower than the national average cost. But this cost varies from company to company. Generally, it is vary by $324 annually.

The second thing which differentiates the cost of insurance for a Honda Odyssey is the age of the vehicle. Mostly this cost varies by $306 annually.

Honda Civic

Honda Civic is a compact car it is made by Honda in 1972. The insurance for Honda Civic Is typically Higher. If you want to lower the insurance rates for Honda Civic, You should find out low price insurance by shopping around.

The quotes of different companies vary from each other based on the model of your car.
The average insurance rate for a Honda civic is $1,311 annually.

Whereas the estimated insurance rates for other car models are $1,428. The cost of insurance for a Honda Civic varies by $867 annually depending on the type of insurer.

Therefore, clients are suggested to shop around. The older Honda Civic models provide cheaper insurance quotes than new ones.

Nissan Rogue

The Nissan Rogue is manufactured by a Japanese automotive manufacturer called Nissan. It is a compact crossover SUV. Most people ask if is it reliable or not. Its reliability score was expected 82/100.

Different scores have different grades 91 to 100 is deemed as best, 81 to 90 is considered great, 70 to 80 is examined as average and 0 to 69 is considered as fair.

Different insurance companies offer different insurance rates for insuring a Nissan Rogue. For example, Allied insurance company offers the cheapest car insurance of $725 average annual cost, Nationwide provides the cheapest insurance cost of $1,072 annually and GEICO offers the cheapest car insurance with an average annual cost of $1,258, and so on.

Best And Cheapest Car Insurance Companies

According to USAA, GEICO, and State Farm are the cheapest insurance companies that provide inexpensive insurance quotes.

USAA also offers the cheapest insurance policies for car insurance. USAA specifically provides insurance to the members of the United States military, veterans, their wives and children, and pre-commissioner officers.

According to USAA data, the cheapest car insurance companies are GEICO, State Farm, and USAA. State Farm provides the cheapest insurance quotes for teen drivers, and senior drivers, full coverage, after a DUI, after a speeding ticket, and after an accident. GEICO provides inexpensive insurance quotes for poor credit, good drivers, minimum coverage, and for teen drivers. USAA provides the cheapest car insurance quotes for the military community.

What Factors Affect The Cost Of Vehicle Insurance?

Several different factors affect the cost of vehicle insurance such as driving record, car model, coverage and demographic components, deductibles, and other factors like the age of the car model and anti-theft features. Companies take into account all these factors at the time of marketing vehicle insurance quotes.

Final Words

If you are 17 years old and want to buy the cheapest car insurance, you should compare different vehicle insurance quotes from different insurance companies. By doing this you can find the best deal for yourself.

You need to buy an inexpensive car because cheaper cars have cheaper insurance rates. For instance, Volkswagen Polo, Kia Rio, and Ford Focus are lower-value cars.

Teenagers must purchase cars with lower engines because cars with lower engines are the cheapest to insure. As these cars require lower costs to repair in case any accident occurs.

I hope you enjoy reading this post. Thank you!

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